BNPL Credit Line
GHS 3,200 available
GHS 2,800 used of GHS 6,000 limit
Credit Score
82
/100
Based on 90+ days order history
Next Repayment: GHS 1,400
Due Mar 1, 2025 · Auto-debit via MTN MoMo
Total Spend (All Time)
GHS 94,350
BNPL Repayments Made
12 on time
Disputes Won
2 / 2 filed
All MoMo escrow transactions
Auto-released after delivery confirmation
GHS 1,240
ReleasedFeb 22, 2025
Funds held — order in transit
GHS 870
Held in EscrowFeb 21, 2025
Frozen — dispute active
GHS 390
Frozen (Dispute)Feb 15, 2025
BNPL order — repayment due Mar 1
GHS 2,560
ReleasedJan 28, 2025
Refunded after supplier failed to respond to dispute
GHS 780
RefundedJan 20, 2025
Current Balance
GHS 2,800
Across 2 active BNPL orders
Credit Multiplier
1.5×
Based on avg. monthly GMV of GHS 4,000
| Order | Amount | Order Date | Due Date | Status | Action |
|---|---|---|---|---|---|
| BM-240150 | GHS 1,400 | Jan 28 | Mar 1, 2025 | Due Soon | |
| BM-240112 | GHS 1,400 | Jan 10 | Mar 15, 2025 | Upcoming | |
| BM-239998 | GHS 900 | Dec 12 | Feb 1, 2025 | Paid | Done |
| BM-239870 | GHS 650 | Nov 18 | Jan 1, 2025 | Paid | Done |
Procurement cost vs POS sales revenue per medicine
| Medicine | Buy Price | Sell Price | Gross Margin | Units Sold |
|---|---|---|---|---|
| Paracetamol 500mg | GHS 0.80 | GHS 1.50 | 46.7% | 320 |
| Amoxicillin 500mg | GHS 2.40 | GHS 4.00 | 40% | 145 |
| Artemether/Lumef. | GHS 8.50 | GHS 12.00 | 29.2% | 87 |
| ORS Sachets | GHS 0.50 | GHS 0.90 | 44.4% | 480 |
| Metformin 500mg | GHS 1.20 | GHS 2.00 | 40% | 210 |
| Amlodipine 5mg | GHS 1.80 | GHS 3.20 | 43.8% | 95 |